Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    feebs Novitiate

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    Default First Plus Fob Off Letter

    Well I've got my first fob off letter from First Plus i.e. "you agreed you needed this", "you signed the docs" etc etc etc.

    Is this standard practice i.e. sending you a thick document listing all the reasons that they acted properly and putting all the blame on you and hoping that you'll go away ?

    Now need to ask for all the recorded conversations etc

    Has anyone else been/got to this stage ?

    Similar Threads:

  2. #2
    Bog Bog is offline
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    Default Re: First Plus Fob Off Letter

    I never got a fob off letter, only letters saying they are looking into it etc.

    This maybe because I did my SARicon first and got my telephone callicon recordings first, then hit them with a request for refund letter.

    The calls are key, as they will most likely provided the most evidence of mis-sellingicon!

    ------------------------------------------------------------

    First Direct - Refund of Bank Charges...... **WON** (Offered full amount of £5200 2 days before court)

    Amex - Refund of charges..... **WON** (£330 refunded without much fight)

    First Plus PPI - **WON** (Full Refund of over £7000 + Interest)

    Norton Finance - Owe me over £6000 for mis-sold PPI - Starting court action in the new year!

    Barclaycard PPi - Ongoing (Being complete tos*ers!)

  3. #3
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    Braveheart Bear Novitiate Braveheart Bear's Avatar

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    Apr 2008
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    Default Re: First Plus Fob Off Letter

    We did the following :-
    S.A.R - (Subject access requesticon) - we got most of it.
    Sent them a letter claiming mis-soldicon - then got a standard fob-off letter.
    Rejected their rejection - received a standard increased refund offer.
    sent claim to the fosicon who are now looking at the claim.

    There are several claims on here - try the following threads.
    http://www.consumeractiongroup.co.uk...firstplus.html
    http://www.consumeractiongroup.co.uk...ml#post1477728
    http://www.consumeractiongroup.co.uk...ml#post1495458
    http://www.consumeractiongroup.co.uk...ml#post1496065

    Enjoy reading and don't give up just because Firstplus managed to select 5 or 6 standard paragraphs and chuck them down on a piece of paper.


  4. #4
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    feebs Novitiate

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    Default Re: First Plus Fob Off Letter

    Thanks to you all for great advice.

    Definitely going for SARicon now.

    I knew I'd get a FOB off letter but it still makes you feel c**p doesn't it. However, the fight goes on !!

    Feebs



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE