Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have recently split with my boyfriend and am experienceing some difficulties.
He had two cars on finance both were taxed by me as a loan.
As he owed me a substantial amount of money he loaned me one of his cars. Now we have split up he has cancelled the finance on the car i was using and it is due to be collected from my house. I paid for repairs on the car and the tax disc but as im not the registered owner is there anyway i can go about recovering these costs, even just the road tax??
I cannot see that it is possible. As far as I am aware only a Motor Trader can refund a tax disc on a vehicle that isn't registered to himself and not have to declare a SORN. (If a vehicle is registered to a dealer, he must also declare SORN). You would somehow have to SORN the car, something which only the RK can do. Also the application would have to be in the RK's name. You also have the problem when signing the form V14 that you are declaring you are entitled to claim a refund, which you probably are not. When you lent your ex the money to buy the tax, I would say that the tax discs were not your property, but his.
With having nothing in ur name, you won't have a leg to stand on, he's entitled to stop the arrangment for the car since its in his name, when the car gets collected, the tax disc will go with it, so you won't have anything to claim anyway...If you have a signed letter with ur now X then you could go down the route of the small claims court to get this money back you loaned him, but anything to do with the cars, its a no no as nowt in ur name. Why not speak to the car company, and ask if you can take over the car, after all there won't get much for it when it comes to re-selling, so get ur offer in there 1st, its worth a shot. then you can haggle the tax can't you. worth as go me thinks...