Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been watching this forum and waiting very patiently with A& L . I know the charges from statementsi have kept, they only amount to £62.50 over 2 years but i am sick of the way they ahve treated me nby going overdrawn by £10 for 2 days. I ahve sent all the necessary letters and received standard replies, you know the one....."we make no secret of our charges etc"
I have now senta moneyclaim form and await their reply, i have 2 other accounts with HSBC and first direct so i dont care if they close my account, infact if they dont close it i will.
will keep you guys posted and cheers for this site, its about time we fought back
Received acknowledgement from court that A&L are going to defend, a day later i received a letter from A&L Legal dept with a copy of their acknowledgement, do you reckon these are scare tactics?IS this normal
Received cheque,full amount with court costs. Only £92.50 but was the principle, got the usual crap letter saying they do not admit guilt and will be contcting me about my account, they can contact me but i already have accounts with first direct and HSBC and will start using them, gonnabe hassle changing the dd's over but i have the attitude of the A&L
Bring it on !
and first direct so i dont care if they close my account, infact if they dont close it i will.
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