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Has anyone any idea what the situation regarding this OFT test, is it worth getting our court bundles out of the loft and dusting the cobwebs off them, or will we leave them for another 12 months.
Hi tiglet yes my case was stayed last august just 3 days before I was due in court, so now been waiting for almost 12 months, but I am sure we are all in the same boat.
What would be the legal position should I die before this OFT case is concluded, is it advisable to name a relative in my will to carry on my claim. Any suggestion would be welcome.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Hi Hils nice to hear from you again
No wonder judges work until they are 110 years old they must create one hell of a backlog in the justice system. I am still tempted to ask for my court fees back.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
still good news on the old bank worker front many redunadancies, see how they like it when their life is out of control through no fault of their own. They will not be so smug then, and yes I am bitter
I read somewhere that the judge hearing the OFT test case was getting totally frustrated with the amount of time it was all taking.
He even went as far as to comment on a £45 FEE HSBC charged a customer for going overdrawn, even going as far as mentioning wow that's the highest yet. He should cast his eyes over my claim I have a couple of £75 that the BofS imposed!
I suspect that by next sumner this will be over and we can all start the process again. the interest clocking up though is going to be huge.I bet they are hoping that the court will agree that a fee of £15 per transaction is fair and some of the interest waiting time will be written off to their legality of £15 per transaction.
Am I right in assuming that when Lloyds TSB finally complete their acquisition of HBOS all debt liability passes to them. I would hate to start the process off for a second time. My claim is currently with the court in Birmingham I have objected to a blanket stay as applied for by the BofS.
So we will see. I suspect I am also going to join the long line of people waiting. If they do stay my claim I am going to issue proceedings the very next day against BofS for removal of the default as it is unlawful and incorrectly applied. Don't care how many £75 I have to shell out. They are going to get what's coming to them.
I bet they are hoping that the court will agree that a fee of £15 per transaction is fair and some of the interest waiting time will be written off to their legality of £15 per transaction.
If the fee is deemed unlawful, it's unlawful in its entirety.
Am I right in assuming that when Lloyds TSB finally complete their acquisition of HBOS all debt liability passes to them.
I would think so
So we will see. I suspect I am also going to join the long line of people waiting. If they do stay my claim I am going to issue proceedings the very next day against BofS for removal of the default as it is unlawful and incorrectly applied. Don't care how many £75 I have to shell out. They are going to get what's coming to them.
Grrrr......
You should have included removal of the default on your claim, as then if you are offered the money (at some point), you can refuse it as removal of the default is an integral part of your claim. You could amend your POC to deal with this, although there would be a fee (£35?) to do this.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Well I am now seriously thinking of taking legal advice about the passing on of my claim to a family member, in order that they may continue with the claim, in the very likely event of my death before thiscase comes to an end.
Treid that letter you suggested with experian a couple of months ago.
I got back the usual drivel, that they have reassured by their client etc etc....in other words go away...
Decided not to wait for the OFT to sort out the bank charges issue and I issued court proceeding today against the bank for failure to supply default notice and that the default notice is unlawful.
Worth the £75 to file.
I await to see what happens next! I'm following the advice and links already put on here by Car2403, I'll keep you posted.
My claim for fees still stands and I wait in line with ever one else but now my new claim is all about the incorrect data and unlawful default.
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Currently at war with Bank of Scotland and Lowell
Originally Posted by gymguy
