Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 24th June 2008 22:11 #1
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    Default Have you been defaulted for bank charges? Prepare to take action

    http://www.consumeractiongroup.co.uk...reference.html

    and

    http://www.consumeractiongroup.co.uk...php?f=84&a=128

    You should start dealing with this now.
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  2. 21st March 2010 00:58 #2
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    Default Re: Have you been defaulted for bank charges? Prepare to take action

    Cannot open the links or is it my PC

  3. 21st March 2010 01:41 #3
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    Default Re: Have you been defaulted for bank charges? Prepare to take action

    No it's not your computer Lovejoy.
    The first thread says it is invalid and the second one, at least for me, says that I am not authorised to see it-even when logged in.

  4. 21st March 2010 13:08 #4
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    Default Re: Have you been defaulted for bank charges? Prepare to take action

    Quote Originally Posted by lookinforinfo View Post
    No it's not your computer Lovejoy.
    The first thread says it is invalid and the second one, at least for me, says that I am not authorised to see it-even when logged in.
    Yes, that's what I get.

  5. 24th July 2010 12:19 #5
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    Default Re: Have you been defaulted for bank charges? Prepare to take action

    It happened with me too...

    CrossWater
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  6. 24th July 2010 23:37 #6
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    Default Re: Have you been defaulted for bank charges? Prepare to take action

    The info in the linked threads is obsolete following the ruling in favour of the banks in the OFT test case.

    For further info about defaults see here:-

    The Consumer Forums - Challenge a default on a disputed account

    http://www.consumeractiongroup.co.uk...efault-issues/

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE