Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I used your Subject Access reequest letter to get a list of statements from A&L and have just completed the initial letter, which I'll send tomorrow.
The advice is to "includea schedule of charges", is this photocopies of your statements showing the charges (i.e. highlighting the charges and interest) or should I type out the date and details of each charge in a spreadsheet?
I'll keep this updated with my progess.
PS - I'm based in Scotland, so will be following the Scottish procedure. My claims are for £440 plus 75p of interest.
The schedule of charges are best when put in a spreadsheet, you refer to 75p interest, dont know how you came about that but best to ignore it for now.
Im also from Scotland and if you need any further advice shout back in here.
Hi, thakns for the reply - I'll put it in a spreadsheet.
The 75p interest comes from adding all the interest shown in my statements' money out column. It only added up to 75p for a 10 month preiod. Does sound weird though... probably best to disregard.
Starting claim against A&L
) or should I type out the date and details of each charge in a spreadsheet?
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