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    • Hi again all, below is another email they sent me, I just don't want to get in trouble or things to get worse with this crowd but I am taking your advice here. Anyway advice would be appreciated.   I am contacting you again after having tried to contact you both by email on 03/04/2024 and 10/04/2024, and by telephone on 10/04/2024 and 17/04/2024 to discuss the matter in relation to the regularization of the SOLIDWORKS case against xxx our company.   This is an urgent legal matter. Please contact me at your earliest convenience - +44 2921 920 296.    If we do not recieve a response before 24/04/2024, we will assume that you are not willing to settle this dispute amicably. The case will then be referred back to our client with whom, ultimately, the final decision lies on the enforcement of their intellectual property rights.    Yours sincerel y, Rhys
    • If you do get a letter of Claim and or Pre Action Protocol pack 15. Where there has been non-compliance with a pre-action protocol or this Practice Direction, the court may order that (a) the parties are relieved of the obligation to comply or further comply with the pre-action protocol or this Practice Direction; (b) the proceedings are stayed while particular steps are taken to comply with the pre-action protocol or this Practice Direction; (c) sanctions are to be applied. 16. The court will consider the effect of any non-compliance when deciding whether to impose any sanctions which may include— (a) an order that the party at fault pays the costs of the proceedings, or part of the costs of the other party or parties; (b) an order that the party at fault pay those costs on an indemnity basis; (c) if the party at fault is a claimant who has been awarded a sum of money, an order depriving that party of interest on that sum for a specified period, and/or awarding interest at a lower rate than would otherwise have been awarded; (d) if the party at fault is a defendant, and the claimant has been awarded a sum of money, an order awarding interest on that sum for a specified period at a higher rate, (not exceeding 10% above base rate), than the rate which would otherwise have been awarded. https://www.justice.gov.uk/courts/procedure-rules/civil/rules/pd_pre-action_conduct   .
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • Thanks all! My wife was driving at the time (took our daughter to get new school uniform) and I wasn't there so I'm not sure what the signage was actually like, but yes, Parkopedia says 2:30, so it's barely over that. I will check it out with her when she gets home later, I haven't even told her about this yet as she'll probably be quite upset. So - likely my best response at this stage is to just wait it out until a Letter Before Claim arrives?
    • check mcol does it state DQ N180 sent to you? if it does then: https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5088148 3 copies yes to mediation (unless you filed our Statute Barred Defence OR this is a claim for a Private Parking Ticket) 1 wit you Suitability for determination without a hearing? no (that the issues are so complex they need to be argued orally') the rest is obv 1 to the court 1 to their sols (omit phone/sig/email) if no sols send to claimant 1 for your file   dx
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RBS sent statements in open envelope


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Asked my local bank to send me 3 months worth of statments only, as I didn't want a load of paper wasted for something I didn't need. Was very specific in only asking for 3 specific months, which should have been 6 pages.

 

Instead I received a large unsealed brown envelope with RBS Logo etc, with 4 years of statements held closed with 2 elastic bands , the type my postman normally uses on my mail. On checking the envelope it had never been sealed, the glue seals inside the top of envelope were intact ie unused.

 

So they've effectively allowed everyone who has handled this envelope to see 4 years of my banking detail and my account number:mad:. No wonder the postman was 2 hours later with my mail than normal, he was probably sat in the village pub with a pint and my statements having a debate with the regulars on my overspending.

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Thanks enron, the lady at the Information Commissioners Office didn't seem to think I had much of a complaint,it was just a bank shipping error, the PO staff knew not to read my mail, and it wasn't relevant to electronic information????

 

So called Consumer Direct who redirected me to FOS, who have actually given me a complaint reference number, whatever that will achieve I have no idea. I wanted them rapped on the knuckles and made to either update their procedures or train their staff properly. FOS say they can't do that it's another financial body who do that.

 

Can easily see how big instituitions can get away with doing whatever they like when they like. Because it's too hard to find out who to complain to, most of us just give up.

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Make the complaint to the IC anyway. Insist that it is dealt with. Make sure that it goes on record. Even if the data hasn't been accessed by a third party, it still a breach of the DPA

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  • 2 weeks later...

Can anyone advise on this, as I'm gobsmacked.

 

Received a call from bank regarding fact they have now recieved letter from Financial Ombudsman about above. Still investigating I'm told, but the advsior said this was a serious error on the bank's behalf. However I have been asked what I would consider to be suitable financial compensation for their mistake??Does anyone have any ideas, as I've not got a clue??.

 

Seeking compensation was put in the FOS letter, mainly because the FOS said that it was the 'loss' side of complaints they dealt with,, and it was the only way the bank would pay any attention to it. I was expecting the usual grudged apology.

 

Also some of my bank statements are missing from the large bundle. They could be anywhere between, lying on the side of a road somewhere or waiting to be actioned later in a fraudsters filing system for all I know. I don't know what info is on the missing statements but they probably have my other account numbers, incluidng my mortgage account number on them due to account transfer payments I've made..

 

I'm told that my name, address, account numbers, bank addres etc is insufficient information for someone to commit identity theft. Is that correct, as it makes me wonder why we're told not to throw statements in the bin but shred them?.

 

Thought I'd check on here, as I trust the advice I receive here, altho the bank person I spoke to seemed honest and pleasant.

 

Have also made complaint to Information Commissionsers office, still waiting on reply from them.

 

Any advice greatly appreciated

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Think I would be inclined to tell them to put an offer to me in writing.

Regarding Identity theft you should remind them that it is their carelessness with your statements that has led to your personal details being compromised and the very real possibility of Identity theft should reflect their offer.

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