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I have (had should i say) a car insurance policy with NUD.
There were issues with my DD and when i got in touch with NUD was told my policy was cancelled and i had to buy another one from new.
This cost me £130 up front plus the cost per month.
2 months later,again, issues with the DD from my bank and my policy has been cancelled, despite me trying to reinstate i am being told i have to buy a new policy from scratch. :o
If your direct debit agreement is Cancelled by the bank ( either by yourself or an error by the bank) or NU were unable to take funds it is possible that your policy will be cancelled due to non payment.
However, normally 2 warning letters are sent BEFORE a Notice of cancellation is sent. Did you not recieve any of these?
Have you moved address recently and forgotten to inform NU?
In response to your comments about paying for nothing, I'm presuming the fee paid was your deposit? therefore this charge will have covered you for 2 months of insurance. ( no cancellation fee applies if NU cancel your policy due to non payment of dd's - they simply cancel from your paid upto date)
Hope this helps, When you called up the first time ( when you advise there were no issues with the dd) what were you informed?
My name is Becca Sibley and I work within the customer experience team at NU - I'd be happy to look at what has happened for you if you'd like to email me details, my address is rebecca.sibley@norwich-union.co.uk
Issues with Insurance Policy
policy with NUD.
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