Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    natk85 Novitiate

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    Default I thought the banks lost...

    Hi, I thought the banks had lost the case for charging people...I('ve just been charged £38.00 for a returned direct debiticon. Is this right? I've already got all my charges back from them a couple of years ago so I doubt i'd be able to do so again as they said they'd close my account if i ever tried to regain charges from them in the future. I'm so disappointed i thought this was all over.

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  2. #2
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    PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447 Authoritative PGH7447's Avatar

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    Default Re: I thought the banks lost...

    Quote Originally Posted by natk85 View Post
    Hi, I thought the banks had lost the case for charging people...I Its still on hold ('ve just been charged £38.00 for a returned direct debiticon. Is this right? I've already got all my charges back from them a couple of years ago so I doubt i'd be able to do so again Yes you can as they said they'd close my account if i ever tried to regain charges from them in the future. If you have this in writing send it to the banking Ombudsmanicon, I am sure they would love that piece of idle threat I'm so disappointed i thought this was all over.
    You can reclaim again regardless of what the bank says

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  3. #3
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    bennyowen Novitiate

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    Default Re: I thought the banks lost...

    The bank charge case is not ended yet. The banks may appeal the last court judgment. I think things will be clearer towards ending of July.

    For now, you can still request your money back but the court will put your claim on holdicon pending the end of the test case.

    The banks are still applying the charges. The OFT will reveal their suggested fair amount during July 2008.


  4. #4
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    natk85 Novitiate

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    Default Re: I thought the banks lost...

    Thanks for the replies, better start adding up thse new charges



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE