Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default CAn you have multiple claims at the same time

    Since starting my Elisedriver vs Abbey claim, things have changed.

    That claim is obviously stayed during the OFT hearing. However, there has been some serious mishandling by Abbey going on in the background.

    The account has been closed without my permission, and there has been numerous charges applied, which considering I changed address they never notified me of.

    It also included a single months "interest only" charge of £18 on a £12 overdrafticon, plus of course a £25 fee for going over... which was caused by them closing the account.

    The following month was then of course £60 overdrawn ( the above fees, which generated two £25 fines... plus "Interest only of "16.52".

    Then the following month the balance just jumps with three more £25 overdraft fees. I then got a letter to my correct address from their legal department demanding £248... which is when I managed to get my statements sent to my correct address and found out about these fees.


    Given that my original claim is for all fees between date1 and date2.... can I legally start a second claim for date2 to date3 ?


    or do I have to make an amendmenticon to the original claim by paying a fee at the court and notifying all parties ??

    Similar Threads:
    ABBEY : Seeking £1500 : Default Judgement Received - now set aside- AQ dispensed, awaiting court date
    Barclaycard : WON : Seeking £380, offered £152. : Full settlement £510 + costs
    EGG Card : WON : £168 FULL SETTLEMENT within 3 Weeks
    HSBC : WON : Sought £1500+ : Full Settlement £2375.89 received 4 months start to end

  2. #2
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    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

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    Default Re: CAn you have multiple claims at the same time

    bump


  3. #3
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    Default Re: CAn you have multiple claims at the same time

    If the account is now closed then can't you just tell them to stick their extra charges where the sun don't shine?

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  4. #4
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    Default Re: CAn you have multiple claims at the same time

    They took the additional charges out in calculating the closing balance.

    ABBEY : Seeking £1500 : Default Judgement Received - now set aside- AQ dispensed, awaiting court date
    Barclaycard : WON : Seeking £380, offered £152. : Full settlement £510 + costs
    EGG Card : WON : £168 FULL SETTLEMENT within 3 Weeks
    HSBC : WON : Sought £1500+ : Full Settlement £2375.89 received 4 months start to end

  5. #5
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    Default Re: CAn you have multiple claims at the same time

    I am not sure how you would go about it, whether to alter your original claim or issue a new one. Don't know if it would depend on the cost of doing one or the other, or if the court staff can give you some guidance?

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE