Thread: Some considered opinions please

Good Afternnon, first time poster so a bit nervous!!!!

Please could somebody either reassure me or give me a reality check as I am living a nervous existence awaiting the out come of my PPI claims.

I have two that are currently in adjudication with the fos, they were placed last week. One is against Barclays/First Plus and the other Capital One. On both caese I was sold a single premium without it being explained.I settled both large loans within six months of their start, I was charged £9,500 for the Barclays loan and £7,500 for the Capital One. Barclays have offered £5,000, but with interest as these loans were 3 and 5 years ago respectively I estimate that I should be able to claim in excess of £20,000 for the two together.

I was interested to hear from anyone withe the same experience and wondered how long, from the point that I am at at the minute do I have to obtain a result, as I have been made redundant and this money is so god damn needed you would not believe!!!!!!!

Thank you in advance.

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good luck

Thanks for your responses. Both my cases were passed to adjudication two weeks ago, which I am led to believe is the final process before a decision. Can anyone tell me how long from this position should I have to wait for an outcome please.

Also, has anybody else received full refunds as they were missold on the premise that they only had their loan for a few months yet were not told the details of a single premium policy? My two loans were both long term, yet I settled them both within six months and paid the full 20/25 year premium.

Thank you.