Jump to content


  • Tweets

  • Posts

    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
    • they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.    
    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Retaxing vehicle on a SORN


Mercedes88
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5784 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

We have a camper van which sits on our drive for much of the year. When we do drive it in the UK we make one journey down to the Tunnel at Folkestone and another from Folkestone home!

I have no problem with taxing the vehicle for these 2 trips but the DVLA make it unnecessarily difficult for me to do so.

The current SORN expires in October and our train is in the wee small hours of the 1st July so I want to buy a 6 month disc effective on the 1st July.

I have tried to apply online but the website will only give me one starting on 1st June.

I phoned the DVLA and they said that the soonest I can apply is 2 working days before, which is the 28th at a Post Office or the 27th at a DVLA office. The website will only issue one when you are in the month itself, so that's no good to us.

I asked the woman why they don't say all this on the website, and her answer was that it's a pilot system and still has teething troubles! Aargh!

Link to post
Share on other sites

Immaterial. You are not allowed to drive a vehicle on the continent without a valid tax disc. Similarly, your insurance may also be invalidated. Imagine a camper owner in France, it has no road tax, but makes a bee line for the runnel and arrives in Folkestone. If he 'comes to notice' here, his vehicle could be seized for not displaying a current disk. I saw this happen during a vehicle check on the A74 at Carlisle. The reasoning is it is a 'reciprocal' arrangement, you're vehicle is allowed free passage providing it meets the regulations pertaining to that country (plus any special local ones like toll-road billets and the like.

 

Spain too is doing the same with campervans blighting the shore in Tenerife, with many saying it will cost them too much to take the vehicle back to blighty for an MoT, but if parked on a public road, they get towed.

Link to post
Share on other sites

I am sure that nobody on these boards would suggest I should do something ILLEGAL like drive an untaxed vehicle...;).

 

I wouldn't risk invalidating my insurance, and in any case, with HM Revenue now married to Mr Excise it would not surprise me if the guys looking for contraband at the ports are not also doing a spot of tax disc checking in their spare time. Since the limits on tobacco and alcohol were raised it is wise not to give them any other excuse to spoil your day, such as an overladen or unroadworthy vehicle.

Edited by Mercedes88
Link to post
Share on other sites

I may be missing something here, but I fail to see where there is a problem. If you are going to use the vehicle on the 1st. July what prevents you from getting a VED two days before at your PO? DVLA won't let you tax a vehicle that has a SORN fourteen days before the next month for obvious reasons.

Link to post
Share on other sites

There's nothing at all to stop me buying a tax disc at the Post Office. My beef is that the DVLA do not say anywhere on their website that this is what you have to do. I also don't see why they can't let you send off for one online but only send it out a few days before. If tax discs had a start date on them as well as an expiry you could order them for whatever period you liked. Or is that too logical?

Link to post
Share on other sites

My mum worked for the Motor Tax department (as it was then called) in the 1950s. In those days the money they got was supposed to go towards maintaining the highways. Now it goes towards maintaining highwayMEN on nice fat government inflationproof salaries.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...