Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, just posting my first message re claiming back from RBS for charges. The story so far is 19//06 sent data protection request 5/7/06 statements received. I have totalled everything up and it appears I'm owed £1039 worth or charge refunds which will be great! Just about to send off my initial approach for repayment. Will keep you all posted!!
RBS- Prelim sent 9/05/06 £1,147
£500 offer 27/05/06, rejected 30/05/06
LBA sent 25/05/06
MCOL 15/06/06
Defence received 20/07/06
Settled in full 01/09/06 wahey!!!!!!!!!
Hi stacy. am just about to send letter but am unable to download the spreadsheet for interest etc.. so have just done my own one listing all of the charges, amounts and dates. Should I send this with my letter? Also I'm not overly bothered about claiming back the interest and really will be happy to just get all of the charges refunded. What do you think?
yeah you might as well do if you've got it, they cant say they don't have a Breakdown then. Its entirely up to you re the interest!
NatWest - Settled in full 22/05/06
RBS- Prelim sent 9/05/06 £1,147
£500 offer 27/05/06, rejected 30/05/06
LBA sent 25/05/06
MCOL 15/06/06
Defence received 20/07/06
Settled in full 01/09/06 wahey!!!!!!!!!
Hi again stacy. Have managed to sort spreadsheet.......eventua lly. So just let me make sure, am I right in thinking that next I send the letter stating the amount of unpaid dd charges and the amount they have charged me in interest for going overdrawn and then put the total? I saw a message saying that it ia a big mistake to ask the bank for 8% interest at this stage but there is a column highlighting it on the spreadsheet? I'm a little confused?
Jonnyp v RBS
for charges. The story so far is 19//06 sent data protection request 5/7/06 statements received. I have totalled everything up and it appears I'm owed £1039 worth or charge refunds which will be great! Just about to send off my initial approach for repayment. Will keep you all posted!!
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Re: Jonnyp vs RBS
