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chasing an insurance claim


michael1703
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on 6th july 07 my vehicle was driven into whilst parked, i caught the guy before he drove off, took his name/reg etc and reported it to the police.

 

my insurance company were notified, i got a quote for the work and all was going smoothly

 

it then transpired that the other person wasnt insured, ive been chasing my insurer up and noting the time and date of correspondance

 

its almost a year, ive not been paid out and ive not had any letters

 

29/02/08 phone call, was advised of the situation

10/03/08 told it had been passed to their solicitor

02/04/08 advised they had written to the guy and if he had not replied within 4 weeks of letter, they'd issue proceedings

 

i rang friday afternoon and left a message saying i wasnt happy with lack of progress

 

their hours are 9-5 and i cant call when at work, so ive not been able to hassle them, but then i shouldnt have to

 

should they have made any mention of the uninsured losses pot ?

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As the third party wasn't insured, you will be able to claim from the Motor Insurers' Bureau (MIB) under the Uninsured Drivers Agreement. Their website is here and it tells you how to submit a claim. Their office hours are only 9-5, so it is best to liaise with them by post or email.

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LT - MID will normally only deal with injury claims and if the OP is covered for the loss under his own policy then they will not get involved ie. own damage under a comprehensive policy.

 

If however he has the driver details and the damage is not covered under his policy i.e. an uninsured loss he can take out court action to recover outlay.

:p :p If my advice as been of help, please give me a quick click on the scales to your right ;) ;) :)
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