Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi eveyone out there I have just finished stage one of the process and have sent out my data protection letter.
Anyone know if you can claim compo for having a heart attack I couldnt believe the charges I had got on my account. No wonder I cant stay in the black it is a constant downward spiral.
I will keep everyone posted about what happens. But I can say one thing I will fight them all the way to court if I have to.
P.s. A bit of maybe a silly question, as the issue centres around common contract law, can the principles be used across all forms of financial contractual agreements:?
I have requested via the data protection act details of all my bank charges, however I had a phone call from cahoot regarding something entirely different and thought why not ask. I did and have now recieved details of my bank charges totaling £1440
I have therefore started doing the letter (infact all it needs is a stamp) but thought that I might try talking to a manager to see whether or not they would settle without the threat of court action. Especially in light of the number of claims they must have ongoing
I will keep you posted on how my little chat goes.
I doubt it.. but let us know how it goes... I e-mailed them the prelim and the lba, with several e-mails inbetween, in response to their fob off e-mails... no joy at all... I suppose though, it does depend on who you deal with - though I am getting the feelinng that banks are using the process till the last minute to see if you will give up..
Cahoot
JBD issued - 27/07/06, warrant issued 08/08/06 First Direct
Settled in Full Capital One
Prelim Sent Citi Financial
Offer of difference betwen £30 and £12 GE Capital - Evans Card, Data Protection Act Argos Card, DPA Barclay Card, 8th May-DPA, 14th July- 2nd DPA (asking complete history!!) Egg Card & Egg Loan,DPA NatWest Card
LBA Vodfone
3rd letter re: default Studio & Ace
Prelim for Studio e-mailed
Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
Kris vs Cahoot (and maybe others)
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