Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
can any one help I am looking for a simple calculator to work out how much I should put in my letter to the FSO. The companies in question have not got a leg to stand on as in all my claims Firstly I was not advised and secondly i am self employed, and loans in my partners name again she is a housewife.... I am confident I will get refunds I just want to make sure it is for correct amount..?????
On all it looks like the PPI was single premium added on to loan therefore interest been charged on the total, secondly can I claim for interest I would have received if that cash was in my bank account,,,, can anyone give me some direction much appreciated
can any one help I am looking for a simple calculator to work out how much I should put in my letter to the FSO. The companies in question have not got a leg to stand on as in all my claims Firstly I was not advised and secondly i am self employed, and loans in my partners name again she is a housewife.... I am confident I will get refunds I just want to make sure it is for correct amount..?????
On all it looks like the PPI was single premium added on to loan therefore interest been charged on the total, secondly can I claim for interest I would have received if that cash was in my bank account,,,, can anyone give me some direction much appreciated
DualCalc seems to be good for working out Settlement Figures, say, if one Loan was Paid off with another, and you need to check if the Pay-Off was fair and reasonable.
The bankers don't like giving back PPI, as it's about 96% Profit for them as far as I can tell. So, they seldom refund the PPI appropriately when one Loan with PPI is turned into another Loan with PPI.
It can also help to check APR on a Loan and much, much more that I have yet to understand.
But DualCalc, being OFT Software, is hard to argue with provided you use it correctly and are sure the Numbers you put in are correct and entered correctly. Double check the results, especially the ones that you already know but have let DualCalc work out for itself. Ask on here if not sure.
I'm pretty poop at Maths, it has to be said, so rely heavily on Spreadsheets and my trusty Calculator. DualCalc made my walnut hurt, but you may find numbers less bemusing than me.
I can look at a column of numbers and, well, they look like a column of numbers!
My Accountant can look at the same column of numbers, and he can see all sorts of funny things that make him chuckle and giggle. I just can't see it myself, they're just a bunch of numbers.
PPI interest calculator
was single premium added on to loan therefore interest
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