Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
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Thread: Egg card

  1. 12th June 2008 15:11 #1
    sabrewo1f sabrewo1f is offline
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    Default Egg card

    Hi ,

    I have recently been sent a letter stating they are closing my Eggicon card account. This is fine as I dont use the account anyway.
    I took the card out in March 05 to pay for a weddingicon and some home improvements, set up a payment well above the minimum and put it to bed for a while.

    I have come back to it now and realised I have PPIicon on it which I never requested in the beginning. My payment seems to just match what they take off me????. When I called egg I was told that it was done in November 05 8 months later and that they dont have any notes on the account except a "294" letter which was posted to me. They said I requested It online which is complete rubbish. I have never had any policies of this kind with cards or loans. I have 3 seperate independant polices for Life, accident, sickness and terminal cover to cover my family.

    I have requested a DSIR as that is the only way to see what has gone on in my account from before the last 12 months which costs £10...

    Any comments on this or similiar would be great as I feel I have been subjected to a con and am not happy.

    regards

    sabre

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  2. 12th June 2008 21:17 #2
    adamski adamski is offline
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    Default Re: Egg card

    Await the S.A.R - (Subject access requesticon) and see what the credit agreement has on itsounds like you have an excellent chance of a refund here, due to what I can gather is that you never requested it and your life policies

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008

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  3. 24th June 2008 07:44 #3
    sabrewo1f sabrewo1f is offline
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    Default Re: Egg card

    I recieved a form in the asking me for £10 basically for the SARicon,

    I decided no chance and I downloaded a template letter from martin lewis's website, see what happens now.....

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE