Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 12th March 2006 02:46 #1
    kevin bennett kevin bennett is offline
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    Default Why not just cut to the chase?

    Hi All,
    I have just sent my many (3 different banks!) requests for charge details off, on Thursday 9th March.

    I have read some of the many postings on the this forum and wonder if when i get the first letter back from your pal and mine (Dave Just ( Yer right!)), should i not just ( parden the pun) go straight to the legal route, I.E. cut the crap out of the leadtime for repayment? :?

    P.S. I have posted the full write up from Martin's site to my collegues, so "the rolling stone gathers no moss".

    I will keep you informed with my progress as and when i get the AUTOMATED RESPONCE back from the bank.

    Good luck All[/b]

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  2. 12th March 2006 06:24 #2
    BankFodder BankFodder is offline
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    The Court wants to see reasonable litigation on both sides. This means attempting a reasonable dialogue and setting reaonable targets.
    Although there is a "no costs" rule for claims less than £5000, the court retains a discretion to award costs to show its disapproval in certain circumstances.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 12th March 2006 15:11 #3
    kevin bennett kevin bennett is offline
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    So it would be prudent on my part, not to try and re-invent the wheel!
    just thought I would ask. thanks for the follow up.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE