Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 10th June 2008 14:11 #1
    stringer bell stringer bell is offline
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    Default A & l OWES ME 150 POUNDS`

    i USE my a and l account hardy at all. It is a holding account between my primary and secondary accounts

    anyway, been busy, took my eye off the ball and last month my dd bounced as did a few other things

    they charged me 150 pounds

    I have written to complain, demending it back or else! they have tried to fob me off with a long letter about bank charges saying the queue is huge, we are waiting what to find out and you would be mad to small claims us

    now, small claims is 120 pounds correct? it seems a big investemet for something that could take ages.

    i have done it before (got 2500 off Lloydsicon last year), but i think its a hassle this time, but double but i hate being stung for 150 quid

    advice!

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  2. 10th June 2008 19:43 #2
    stonedecroze stonedecroze is offline
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    Default Re: A & l OWES ME 150 POUNDS`

    Consider the £120 as an investment, if you can afford it. You will get it back when you win

    ========================= ========================= ========================= ========================= ===



    Halifax Won £1180.00
    NatWest Won £876.00
    Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.
    Charity Group £200 compo for lost passport.
    HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.
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  3. 14th June 2008 12:33 #3
    stringer bell stringer bell is offline
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    Default Re: A & l OWES ME 150 POUNDS`

    approx how long will the process take given the back log?

    approx!

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  4. 25th June 2008 08:08 #4
    BankFodder BankFodder is offline
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    Default Re: A & l OWES ME 150 POUNDS`

    I'm sure that it won't cost £120 for a claim of £150

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
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    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  5. 25th June 2008 22:03 #5
    GuidoT GuidoT is offline
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    Default Re: A & l OWES ME 150 POUNDS`

    For a £150 claim the fee is £30 as here.

    If I have been helpful please click on my star and add a comment.
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  6. 1st July 2008 03:04 #6
    Rhinoagainstcharges Rhinoagainstcharges is offline
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    Default Re: A & l OWES ME 150 POUNDS`

    It is not up to A&L whether you go to court or not. Having said that with all cases on hold any case would not go anywhere and you would be out of pocket for £30. There is however an argument stating that by going to court you will be at the front of the queue for payment when judgement is made and you will also be eligible for the 8% interesticon. Your choice, neither of which is right or wrong

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE