i've just recieved my statements today for the last 6 years and whilst i was going through them i noticed that the cheque for my previous claim last year aswell as most the charges wern't on there, Thinking about it i think i cashed it on my savings account. but the charges i have left amount to half the amount i was awarded. So this might be a stupid question but when previous claims are dealt with can RBS take the charges of your statements so you can't claim them again? I really need to start my claim and i don't want to add them and then i've already been refunded them and they take my to court.

Also regarding the interest before i constantly got charged around March 2007 up until mid May i was only being charged £3-£4 interest, at this point i was just within my overdraft limit. (if you check out my thread you will understand the issue if this doesn't make any sense). From June onwards my interest was from £17-£35. Can i claim all of that back or would part of it be interest for my overdraft previous to the charges. I was told to change banks as i couldn't afford to pay the overdraft - i had to give up work due to ill health they told me they had cancelled all my DD but they hadn't which is why my interest went up as it had continued over my overdraft limit.

I want to start my claim A.S.A.P so any help would be great

Thanks

Also can you claim for card missuse fees as it was the continuous charges that caused it

Hi, did you receive an offer for your charges which represented a portion of the total you were requesting - and was this in full & final settlement of your claim?

I don't know, I wasn't very good at doing claims at the time i got a company to do it. So i didn't recieve anything just the cheque

Animal lover, the company who were doing your claim will have all the info you need regarding it.

You'll have to get in touch and ask them what the score is, before you can claim again.

Once you know what's what, post back on here and someone will give you more advice.

Regards.

Scott.

Thanks, i can't remember which company it was, I'll ring the bank and see if it's on my records somewhere

I don't know i have the memory of a siv

I've found out who it was who was dealing with my claim and i also found out what date they got upto and it was in full and final settlement

Hi,

I take it you signed the 'Full and Final', usually the Banks specifiy certain dates you have claimed for, as long as you are not claiming for charges within these dates, you should be alright to claim again.

Regards.

Scott.

I didn't talk to the bank, i found the website of the company who dealt with it by chance last night, so i gave them a call and they told me the claim went upto the 26th Jan 2007. I must of signed to accept the offer butdon't remember if it was "full and final settlement" but the company told me that it was so i suppose it must be.

The company that were dealing with it were BankComplaints who are based in Plymouth

Sound, do you know how much your claiming for now, and are all the new charges after 26th Jan 2007 ?

Regarding the interest before i constantly got charged around March 2007 up until mid May i was only being charged £3-£4 interest, at this point i was just within my overdraft limit. (if you check out my thread you will understand the issue if this doesn't make any sense). From June onwards my interest was from £17-£35. Can i claim all of that back or would part of it be interest for my overdraft previous to the charges. I was told to change banks as i couldn't afford to pay the overdraft - i had to give up work due to ill health they told me they had cancelled all my DD but they hadn't which is why my interest went up as it had continued over my overdraft limit.

All the remaining charges are for after the 27th Jan

Depending on whether i can claim the interest it should clear the account and be free to use again

Hi,

I'll ask someone to have a look.

Regards.

Scott.

I'll ask someone to have a look.

Hi Scott,

Did you get chance to ask someone to have alook at my thread as i need to now about the interest A.S.A.P, While i'm waiting for my D.A.R so i can send it off straight away

Thanks