Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 4 of 4
  1. 6th June 2008 12:51 #1
    renegotiation renegotiation is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         renegotiation Informative renegotiation Informative renegotiation Informative renegotiation's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2007
    Posts
    1,141

    Default Barclaycard Statements.

    I hve received statements going back to January 2001. My account was opened in October 1997. They have officially denied in writing having any statements prior to January 2001. Is this likely to be true? Has anyone else got back statements from before 2001?

    Similar Threads:
    What sort of world do you want your kids to grow up in?
    Reply With Quote Reply With Quote
  2. 6th June 2008 12:57 #2
    Hobbie Hobbie is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Hobbie Informative Hobbie Informative Hobbie's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2007
    I am in
    The Peoples Republic of England
    Posts
    747

    Default Re: Barclaycard Statements.

    They'll have 'em, but if they've said in writing that they don't have any, then only option is to take them to court and get a court to order them to disclose them. Or make a report to the ICO, Barclaysicon have statements going back along long time.

    Thanks
    - Hobbie

    --------------------------------------------------------
    Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

    Useful links:


    Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.


    If my post helped you in anyway, please click on the scales to the left.
    Reply With Quote Reply With Quote
  3. 6th June 2008 13:42 #3
    renegotiation renegotiation is offline
    Classic Account Holder
    Help the CAG!!
    Make a contribution         renegotiation Informative renegotiation Informative renegotiation Informative renegotiation's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2007
    Posts
    1,141

    Default Re: Barclaycard Statements.

    I will write to the ICO then.

    What sort of world do you want your kids to grow up in?
    Reply With Quote Reply With Quote
  4. 6th June 2008 19:32 #4
    slick132 slick132 is offline
    Site Team slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132 Authoritative slick132's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2007
    I am in
    Planet Thanet, Kent
    Posts
    16,326

    Default Re: Barclaycard Statements.

    Hi Reneg.

    On my BC state's (which I still had, so not from BC in response to SARicon), the earliest chgs only started in mid 1999 so, unless you know you had enough early charges to justify delaying your claim, you could consider proceeding without the earliest state's.

    Link 1. OFT Debt Coll'n Guide - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf
    Link 2. Checking your credit Agreement - http://www.consumeractiongroup.co.uk...greements.html
    Link 3. Interest Tutorial - http://www.consumerwiki.co.uk/index....erest_Tutorial
    Link 4. OFT Guide re s.78 CCA1974 Requests - http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/OFT1272.pdf

    Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

    If I've been helpful, please click my scales.
    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE