Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I had an account with the Halifax which I thought I had closed. Apparently it had a £10 overdraft and now they are putting a £28 charge each month plus interest. How do I prevent this? I am not in a position to pay at present, which they are aware of.
I am presently considering bankruptcy,but once again money is the problem. For my husband and myself to go bankrupt will cost £1000.
Any advice will be gratefully received.
HI AND WELCOME TO C.A.G
TRY THIS SITE AND IT WILL EXPLAIN A LOT TO YOU WWW.INSOLVENCY.GOV
I`M SURE SOMEONE MORE KNOWLEDGE THEN I, WILL COME ALONG SOON
GOOD LUCK PAUL
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Any Advice given by me is based on solely on my experiance or opnion. I have no Legal background.
If i have helped in any way please feel free to click my scales
Thank You blue4ever:grin:
Hi WELCOME to CAG, You have come to the right place,there are lots of people on this site that will point you in the right direction.
Read the links below,this will help you navigate the forum and help you how to start your own Threads.
Cheers B4E
NEVER TALK TO A ---D.C.A ON THE TELE[PHONE GET EVERYTHING IN WRITING
Hi pondwicks, sorry to hear you're having problems.
The way i'ld deal with this is i'ld pay the exact amount the account was left overdrawn and then i'ld start the reclaim process for all monies that are showing as outstanding due to charges and interest.
You don't say just how overdrawn with charges the account is though or wether or not you're being hassled by their in-house collections or external debt collectors...
It would help if you could expand your question...
Could I also suggest giving the nice people at the Consumer Credit Counselling Service or National Debtline a call to discuss your problems with a trained counsellor, both of these are registered charities that don't charge for their service..
monthly bank charges on an unused account
which I thought I had closed. Apparently it had a £10 overdraft
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Re: monthly bank charges on an unused account
