Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default £30 charge for going overdraft limit

    Hi all, I just wanted some advice. Recently I have received a few letters from my bank informing me that as I had exceeded my overdrafticon limit, they were going to charge me £30.

    Obviously, they did; but I'd like to know whether this is one of those cases where I might be able to claim the money back?

    Any thoughts are greatfully received!

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    Default Re: £30 charge for going overdraft limit

    If this is your first charge, its always worth giving them a call, they will sometimes put it back into your account.


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    Default Re: £30 charge for going overdraft limit

    Its actually my 3rd :o. The first one, they were kind enough to let me off with. I've had two others since. And a horrible feeling there may be another one or two on the way. :o


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    Default Re: £30 charge for going overdraft limit

    In that case you should start a claim.

    You need to start a new threadicon in the forum of your bank, you will get more help that way.

    But here is a guide to help you. Have a read through, and there are always people around if you get stuck.

    http://www.consumeractiongroup.co.uk...tructions.html

    Step By Step Guide - Consumer Wiki


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    Default Re: £30 charge for going overdraft limit

    Thanks for that! I'll have a look through & also post on my bank forum.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE