Thread: Can I claim PPI refund on Natwest loan?

Hi there

I am paying off some debts through various agencies, my largest debt being a Natwest loan that I took out in about 2000, which I am now paying AIC on a monthly basis. I'm certain I took PPI out on this loan running into thousands of pounds added onto the loan itself and therefore the amount I am now paying off.
Is it possible for me to claim for a refund for this?
I can't find a copy of my original agreement as all my belongings are in storage at the moment, do I need to contact Natwest or AIC for a copy of my agreement?

Thanks in advance for any advice!

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Hi, any advice on reclaiming PPI would be appreciated.

Thanks

You need to send a SAR to Natwest which will request all statements and contract etc. Heres a link to the one to send for PPI

http://www.consumeractiongroup.co.uk...s-request.html

Also take a look around this PPI forum there is lots of info that will help you in relation to this (partiucularly in the stickies at the top!).

You need to see if any of the mis-selling reasons relate to you (for example if they told you it was compulsory, if you were self employed, if you already had a medical condition etc etc).

Hi there

When I took the loan out, it was a consolidation loan and they told me I had to take the PPI. They added it in as one lump sum on my loan agreement.

Which happens so often! In which case get off the SAR request and then Once you have all the info you can then send off the mis-selling letter template, these letters can be found in the first post of this thread (scroll down the post til you found the heading "Template Letter 1"

http://www.consumeractiongroup.co.uk...claimants.html

Hope that helps start you off!