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Hello
Sorry if I get this wrong. I haven't been on a forum before.
I was told when I took out a loan with First Plus that we had to have a PPI to get the loan. It is very expensive. After five years we get £9300 pounds back if we don't make a claim. The five years is up in Jan 09. Does this cancel out any claim I may have to get back the monies we have already paid in. I am also trying to pay off this loan early will paying it early affect the money back thing?
Completely befuddled
Help.
aneeshsivad
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
Morning,
I'd have a good look through the forum, there are plenty of claim's out there against Firstplus. Certainly from my perspaective, I was offerred £100 when I asked for a settlement figure on a £13k policy. Thats right £100 refund for 13 months. So as for the refund issues, you need to be looking at the entire loan and PPI, were you mis-sold ?
Hi,
My wife and I are inthe same sort of boat we are due £7,500 back next February and we have always paid on time with no claims. This has not stopped us from going ahead trying to get our money back. I would not in my oppinion try to pay off until you have resolved the issue as it will cost you more money.
We are now at the stage of waiting for the fos of which we are hopeful of a favourable result, because then all of our payments and outstading balance will have to be re-calculated.
We downloaded standard letters and followed the instructions given from the website martins money who did a tv programme back in February.
If you take this route do not enter into any dialogue with there own arbitration service that they are signed up to or telephone the person direct. As when you get to the stage of contacting the FOS they will want to know if you have started legal proceedings or entered into arbitration with a different service because from what I understand they will not touch your complaint.
This is just my wife and I's experience so far but if we can give you any more help we will.
You can always check out out our thread First Plus and FOS.
Good luck
Ppi
to get the loan. It is very expensive. After five years we get £9300 pounds back if we don't make a claim. The five years is up in Jan 09. Does this cancel out any claim I may have to get back the monies we have already paid in. I am also trying to pay off this loan early will paying it early affect the money back thing?
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