Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Can anyone offer advice ------
This morning someone pulled out in front of me and i then went into the back of. As i put my hazards on and hand brake I looked up and they are driving off.
I have contacted the police but I didnt get a number plate, I didnt expect them to drive off. I have now contacted my insurance and I have to pay the excess and the claim makes it look as if i am resonsiable. This just doesnt seem fair, someone else does something wrong and im left with the cost and hassle. Can anyone tell me if this is right, dont i have any come back on this or am i just left with the bill.
I know you want to hear this but the likely outcome of this is that even if your insurance manages to trace the other driver you are likely to be held as at least partially at fault and as such will not be able to claim back your excess.
The reasoning on this is that insurance companies almost always take the view that unless the vehicle with damage to the rear was reversing then the vehicle traveling forward should have been able to stop in time.
I don't fully agree with this viewpoint, but this is how most insurers see things like this
Incident and driver leaves scene
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