Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    tal tal is offline
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    Default Reclaiming - Egg Credit Card Protector Charges

    I want to reclaim back Eggicon Credit Card Protector Charges, is there a specific template to use for these charges and do i add the 8% interesticon ?


    My initial claim for Egg charges update is they have offered me the full money as final offer and sent a letter for me to sign, which states i accept their offer as Full and finalicon

    I want to reclaim the Egg Credit Card Protector Charges as well, so is it best to hold on and dont reply to Eggs offer to refund my normal bank charges and send a request for Egg Credit Card Protector Charges to be paid back to me, please help

    I think i applied online for the Egg card a few years ago, i then cancelled the PPIicon about 1-2 years after having the card, shall i total up the charges and send a lbaicon?

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  2. #2
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    hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury Highly informative hellhasnofury's Avatar

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    Default Re: Reclaiming - Egg Credit Card Protector Charges

    Quote Originally Posted by tal View Post
    I want to reclaim back Eggicon Credit Card Protector Charges, is there a specific template to use for these charges and do i add the 8% interesticon ?


    My initial claim for Egg charges update is they have offered me the full money as final offer and sent a letter for me to sign, which states i accept their offer as Full and finalicon

    I want to reclaim the Egg Credit Card Protector Charges as well, so is it best to hold on and dont reply to Eggs offer to refund my normal bank charges and send a request for Egg Credit Card Protector Charges to be paid back to me, please help

    I think i applied online for the Egg card a few years ago, i then cancelled the PPIicon about 1-2 years after having the card, shall i total up the charges and send a lbaicon?
    Hello Tal,

    Personally I would treat the ppi as a seperate claim. Accept the money for the penalty charges and get your money back. Then instigate your new complaint.

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  3. #3
    tal tal is offline
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    Default Re: Reclaiming - Egg Credit Card Protector Charges

    hello hellhasnofury

    Thanks for the advice, I'll do that!

    How do i go about claiming back the PPIicon?, same way as the bank fees, but how to i make it seem it was misold sold or not wanted in the first place, which template should i use?


  4. #4
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    Default Re: Reclaiming - Egg Credit Card Protector Charges

    Quote Originally Posted by tal View Post
    hello hellhasnofury

    Thanks for the advice, I'll do that!

    How do i go about claiming back the PPIicon?, same way as the bank fees, but how to i make it seem it was misold sold or not wanted in the first place, which template should i use?
    Hello tal,

    What do you think the reasons for mis-selling is????? There has to be certain criterea for mis-selling,

    Can you tell us abit more about your case please

    If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

  5. #5
    tal tal is offline
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    Default Re: Reclaiming - Egg Credit Card Protector Charges

    Hello hellhasnofury, I got my Eggicon card in 2004, I signed up via the internet and i can't recall how i selected the PPIicon, if it was via the web site or via a phone with egg sales, i don't have any of the paperwork to hand, all i have is the 6years of statements

    I think the salesperson from egg was pushy and made me take the PPI out, even though i didn't want to at that time, he was saying things like "take it out now, it will cover you.etc", "you can cancel after 30 days"...etc, i think to get sales commission

    PPi ran for 2 years, then i cancelled as i found out it was cheaper with other companies, so i have about 2 years of ppi to claim back

    Egg have offered me full fees on my bank charges, which i have yet to accept

    Shall i just go ahead, total the PPI add 8% interesticon and send a template letter?



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