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barclaycard taking money from your current account
hi guys, i remember a period in late 2005 where barclaycard swiped my monthly wages from my current account TWICE!
ive been having trouble paying them since being made redundant at the end of february this year and have paid them £20 on my mastercard/barclaycard as often as i could
my last bank statement shows they took £20 out of my account, are they allowed to do this ?
Re: barclaycard taking money from your current account
Originally Posted by michael1703
hi guys, i remember a period in late 2005 where barclaycard swiped my monthly wages from my current account TWICE!
ive been having trouble paying them since being made redundant at the end of february this year and have paid them £20 on my mastercard/barclaycard as often as i could
my last bank statement shows they took £20 out of my account, are they allowed to do this ?
Hi this will be part of the terms and conditions I believe that this is called setting off. Advise on CAG is to setup an account with another bank most will give you an account with minimum cashcard and DD.
Re: barclaycard taking money from your current account
Hi Michael and welcome to the Barclaycard forum.
my last bank statement shows they took £20 out of my account, are they allowed to do this ?
They have the right to do this - if you have failed to meet your obligations on one a/c, they can take money to sort it from another. It's known as the right to "off-set".
I assume you've suffered unlawful bank charges on both these a/c's - have you set about reclaiming these charges.
Read the Guide to Reclaiming in Link No 1 in my signature below.
Come back with any queries and, if you want to reclaim charges for the bank a/c, start a new thread for this in the Barclays main forum, so you keep the 2 issues seperate and we don't get confused.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Re: barclaycard taking money from your current account
i havent reclaimed from barclaycard... yet
i got £1700 back from Barclays last summer on my current account, i had a Lloyds cash account so once my barclays account was in the black, i left £10 in it and havent used it since
ive only just started using it again as lloyds charges are now worse than barclays, its also coincidental that now ive got money in there i cant afford to pay my barclaycard bills as i was laid off on feb 29th and havent found work yet
i will reclaim my barclaycard charges WHEN ive got £10 spare to get my statements, at the minute that £10 is a weeks food, but work seems to be picking up after a long term lull just lately, so may happen soon!
the last time they took my months salary, they made me incur bank charges which i claimed for last year, do i claim for the money they took and the bank charges they incurred?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
barclaycard taking money from your current account
at the end of february this year and have paid them £20 on my mastercard/barclaycard as often as i could
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Originally Posted by michael1703
20/03/2008 settled in full out of court
