Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default I need Help claiming back PPI from GE money

    Hello,

    As I mentioned in my other thread claiming PPIicon from direct auto finance I recently saw Martin Lewis on tv about ppi and claiming it back.

    My husband is the main bread winner. We have had several loans from GE money in the past with ppi added on to the finance, and we now realise that we have been mis-sold this due to the fact my husband has had a pre existing health problem dating back to his early 20's (he's now late 30's).
    All these loans have since been settled early and date back to 2004 (the oldest loan ) and 2007 (most recent) we only have bits of paperwork as my hubby doen't keep as much as me.

    My questions are:
    • Do I need to request copies of the original documents first?
    • how do I get all the loan accounts? as I'm unsure of the ac numbers.
    • will they just give me copies of all agreements with them from our names and address?
    Any sugeestions on how to proceed would be greatly appreciated.

    Brooklyn.

    Similar Threads:

  2. #2
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    Default Re: I need Help claiming back PPI from GE money

    You need to send a SARicon to GE Money, making it clear that you want information on all the accounts you have had with them.

    BANK CHARGES
    Nat West Bus Acct £1750 reclaim - WON

    LTSB Bus Acct £1650 charges w/o against o/s balance - WON

    Halifax Pers Acct £1650 charges taken from benefits - WON

    LTSB Pers Acct - £2K charges, £1K o/d - Rob Way latest DCA

    DCAs

    Lowells/Capital One - no CCA - gone away £1500
    Lowells/MBNA - no CCA - gone away £10K
    Abbey - no CCA - £3.5K
    CL Finance - 3 court claims re GE storecards 2 withdrawn, 1 hanging by a thread
    Hillesden/DLC re Barclaycard - ongoing battle re validity of CCA - £3.5K
    Clydesdale - charges more than balance - valid CCA:o - onto 4th DCA so far
    LTSB card - £7K - no CCA - destroyed after 6 years! - latest DCA - AIC


    Others

    GE Money sec loan - £1900 in charges - settlement agreed
    GE Money sec loan - ERC of £2.5K valid for 15 years - on standby
    FirstPlus - missold PPI of £20K for friends - WON

  3. #3
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    Default Re: I need Help claiming back PPI from GE money

    Hello Goldlady,

    Many thanks, I'm on it.

    Brooklyn.


  4. #4
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    Default Re: I need Help claiming back PPI from GE money

    Hello Anyone still here?

    I had been ill for some time and never sent a request until recently my request asked for any PPIicon to be repaid on 2 accounts that we had details for and any other accounts held in our names, we know there were more but we did not have the details, this was mis sold to us on several counts.
    We had a quick response for relating to both the accounts I had account numbers for but nothing regarding any other accounts. The letters stated that a full investigatin would be carried out but in same set of post letters dated with the same date state that after looking at my claims althtough the finance for the ppi was provided by ge money they did not sell us the insurance there fore we would need to contact the insurer direct. We did not approach nor were we approached by anyone else it was all dealt with by the same ge money representative at the time of the loans.

    What should our response be? help greatly appreciated

    brooklyn.


  5. #5
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    Default Re: I need Help claiming back PPI from GE money

    Hi brooklyn

    Yep, we're still here.

    If they are telling you to go to the insurer they are fobbing you off. Your claim is with GE who you were paying the premiums to via your loan repayments.

    Did you do the Full SARicon as previously advised?

    ims

    If I have helped you please leave me a message by clicking my star

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here

    Bank Charges Petition http://epetitions.direct.gov.uk/petitions/6571

    I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE
    If you are sent a private message directing you to another website for advice or support with your issues it is your choice whether to accept. Before you decide, consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee.
    my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

  6. #6
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    Default Re: I need Help claiming back PPI from GE money

    HI Again,
    Well all my SARicon stuff finally came back after a second request, its been months whats my next step? the bundle of paperwork is about 2 inches thick, it seems quite daunting.

    Brooklyn


  7. #7
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    Default Re: I need Help claiming back PPI from GE money

    Hi

    You need to sit down and go through the papers and split the information out into each loan account. You'll be looking for any financial information and transaction history for each loan.

    ims

    If I have helped you please leave me a message by clicking my star

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here

    Bank Charges Petition http://epetitions.direct.gov.uk/petitions/6571

    I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE
    If you are sent a private message directing you to another website for advice or support with your issues it is your choice whether to accept. Before you decide, consider the users here who have already offered help and support.
    Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.
    If you are approached by private message with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee.
    my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary


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