Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Someone please move this to the correct forum if I have posted in the wrong forum but this one seemed the most fitting.
I going to say sorry for the long post in advance but this takes some explaining.
My husband and I rented our council home almost 2 years ago, the type of home we lived in was non standard construction (PRC Wates). We brought the house from the council however it needed a PRC repair before it could be mortgaged.
Diamond Lifestyle were appointed as the company who would carry out the PRC repair and finding a suitable lender.
We had the building works carried out in November 2006, absolutely horrendous would never wish it on anyone, but 8 weeks later our home was transformed. Had a few problems along the way but most of them got sorted while the builders were here.
Now the problem about 6 months after the building works was completed the buildings inspector from the local council came to look at the work and to see if it was completed as he had not heard from the builders, when we told him they had done the work, he was very surprised to hear this, he proceeded to look around the property and found 2 serious faults, the first being the main RSJ which goes through the property was not seated correctly and had moved slightly causing an upstairs wall to crack, the 2nd fault was related to this RSJ being inserted, when it was inserted the airtight chimney column was no longer airtight thus not creating an efficient flue to carry away harmful gases from a coal or gas fire, however this was not deemed a problem by us as we have blocked off the fireplace and have an electric plasma fire there as a showpiece.
We contacted the builders who eventually after around 8 months came out to repair the faults, but there were also lots of other little faults, mainly cosmetic stuff which needed putting right. They repaired the 2 major faults, however the building inspector begs to differ after another visit by him and said they must look at these again when the cosmetic faults are fixed, the builders said they would return shortly after I contacted them and I told them what the building inspector has said, however they did not return and I called them again today only to find the company Diamond Lifestyle has gone into liquidation, see this article
Now the problem is I don't know where to turn, as this company has now gone into liquidation, one point my husband made is would the mortgage company be liable, in the same manner a finance company would be in the case if you brought faulty goods. As there is also the case of a mis-sold policy of a lawyer for life which I brought when I brought the house, which turns out is a part also of the Diamond Lifestyle group.
Any advice would be most welcome, and if this is in the wrong forum could a Moderator please move it to a place where the best help can be given. As I am sure I am not the only one who has fell foul to this problem.
Diamond Lifestyle gone bump....
company be liable, in the same manner a finance company would be in the case if you brought faulty goods. As there is also the case of a mis-sold
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