Thread: Stuart V Rbs

Hi all,

what a truly exceptional web site the thought of getting one up on my bank is great. I have been reading for a few weeks now while waiting for my statements to come through. About getting my statements I phoned up my branch and requested them over the phone they seemed happy to oblige and received them in 4 days time. I do have a few questions to ask i have read the FAQ just needing clarification if possible.

1/ I live in England account with RBS held in Scotland I received 6 years statements can i claim 6 years or just 5 considering situation?.

2/ My statements I have allot of charge to a/c is this because a always using my over draft and can I claim it back.

Any advice would be so helpful,

Thanks in advance.

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Thanks for the feedback so i guess i can claim back RBS statements only??

CHARGE TO A/C
REFERAL CHARGE
UNPAID DD CHARGE
CARD MISUSE POS

if so i am shocked on how much thay have charged me £3,855.30 that includes interest no wonder i am skint all the time.

Well to heck with it i have just sent off my Preliminary approach for repayment for £3300.40 plus £555.63 in interest total £3856.03. I sent it off to the bank manager at my branch in Scotland even though I live down south I have never transferred my account over. Will keep use all informed I am expecting the usual fog off letter I just can’t see the RBS rolling over. I have a large overdraft with them so this would help clear it off I will have to wait and see

Stay safe out there

well Received a standardised fob off letter from Tommy McLean today which was quick!

"We believe our charges are fair...blah,blah,blah"

Basically **** off!!!!

I'm going to stricktly keep to my timetable, sending off the lba in two days?? i think i am going to send it to the branch as i done with the first letter it seems to find its way to customers services, LOL

Well sent of my lba letter on the 21st received a letter from bank manager two days later saying they are in looking into it , thanks you for bringing this to my attention Balh Blah Blah and they would get back in touch with me before the 4 August surprising that’s when my 14 days are up LOL , well fingers crossed.

Stay safe out there!!

There offer i am currently claiming £3,300.40 without interest YET. Got a letter from the bank manager yeterday on the day my lba was up, offering £625. I really could do with the money but the hell with it, i am not going to accept it. Drafted or copy and pasted a decline offer.
please see below any input would be greatly appreciated.


Thank you for your offer of (625.00), dated (04/08/2006) with reference to the Full and final settlement of my claim. My Claim is for the total of (3,300.40), for accrued bank charges.

You have stated, within your letter, that this is your final offer.
Nevertheless I am willing to accept your offer as partial settlement of my claim and will commence with legal proceedings to reclaim the remaining amount.
As you will be aware, my claim at that time will include interest pursuant to statute (under section 69 of the County Courts Act 1984) and court costs. Should you wish to settle my claim in full to the total of (3,300.40 – 625.00 interim payment) before the 14th August at 4pm, I will not commence with these court proceedings.

I am entirely confident that the charges imposed by yourselves, RBS, are unreasonable and have been deemed unlawful by the OFT. I believe a court would agree with this statement.


Yours faithfully,


xxxxxxxxxxxxxxxxxxxxxxxxx xxxxxxxxxxx
I have a few questions for the experts out there Please .

1, My branch is in Scotland i live in England I have read a few posts were people have been having trouble submitting a claim via the money claim portal as the address is out with England any idea’s or recommendations.

2, I expect the RBS to withdraw there offer of £625 and not pay an interim payment as it would show them liable for the whole lot?? am i correct in thinking that.

3, How much does the court fees cost

4,How long does it take.

Thanks in advance this forum is a great read beats the TV lLOL

Well my next step was the court but due to finacial problems had to wait to the end of the month. So on the end of the month came and funny enougth i recieved a letter from Tommy mclean??, surprise surprise.

After looking at my account which they believe they have conducted in a fair and reasonible manner they are now decided to offer me £1742.00 do i accept or not ??

1, The time court action takes
2, More money i have to fork out court costs


any advice would be gratefully

Thanks in advance

Thanks for getting back to me, I have decided to file a claim i have a few questions hopefully some one will be able to answer please

1,I contacted my branch a few months ago but since then they have added a few more charges to my account i know you can add them to your claim but this bring me over the 6 years Limitation Act can i still claim for them or do a separate claim ant help much appreciated.

2. My branch is in Scotland I live in England I found this address on this site is this the right address so I can use it on my claim.

Group Litigation, RBS
1 Princes Street
London
EC2R 8PB
:-|

Sorry i forgot something regarding interest,

Claim £3,470.40 this includes the recent charges but takes me over the 6 years limintations

Interest (Spreadsheet used) £600.92

Daily interest = .76p does that sound right 3,470.40 x 0.00022

thanks in advance

Thanks for getting back to me, i decided to file a CLAIM, done this morning for a nice some of just over £4000. Seemed straight forward enough so I guess I have to wait. for Cobblets again thanks J. I will keep use all updated

Ps:If anyone has any tips for up and coming cobblets letters!!!!