Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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Thread: ppi

  1. #1
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    Default ppi

    hi

    i never knew what PPIicon was till it came to my attention and have looked carefully to all the credit agreements that we took out, they are all paid now, some of them we never knew we had, maybe they werent properly explained to us, reading into everything now i really think we have be misold to a lot of the aggreements that we have now settled. one is for a total of £1800 £534 £389 and then the last one was for 303 there are others not much below £200 is it worth claiming on these, because we have always been self employed and never been asked the questions we should have been asked, will we be sucessfull with these claims not sure whether to do this or not, i feel thought these have been added on [2 of them] with out our knowledge any feedback will be good

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  2. #2
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    Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1 Authoritative Hopeful1's Avatar

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    Default Re: ppi

    Hi Julie36.

    Have a look through this thread 1st: http://www.consumeractiongroup.co.uk...claimants.html

    The link contains lots of interesting info, as well as template letters to get you started.

    Best wishes

    I'm midway through the tunnel, but getting closer to the light.



    Please be aware that i am not an expert in anything!
    I may offer an opinion, but the final decision is yours.

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    Default Re: ppi

    Yes it worth claiming, you have good grounds on mis-selling due to your self employed status, a lot of them have exclsuions which should have been explained to you.

    I would ring each creditor and quote your account number and simply ask if PPIicon had been added to your account and then claim it back.

    Remember you can also claim the 8% interesticon from the first payment until now as well which really does make it worthwhile.

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008



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