Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 13th May 2008 15:11 #1
    Daylight Robbery Daylight Robbery is offline
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    Default Unauthorised o/draft charges

    We have a typical Abbeyicon National savings account with no overdrafticon agreements.
    In Oct 07 we went overdrawn by £17.55 and were charged £60.00
    In Jul 07 went overdrawn by £4.49 and were charged £50.00
    In Aug 06 went overdrawn by £36.86 and were charged £140.00
    In Jun 06 went overdrawn by £10.22 and were charged £50.00
    In Mar 06 went overdrawn by £26.62 and were charged £80.00

    We were told these charges related to Unathorised/instant overdraft fees.

    What can I do to get my money back?

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  2. 13th May 2008 15:19 #2
    havinastella havinastella is offline
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    Default Re: Unauthorised o/draft charges

    Welcome.

    First of all I would search for Abbeyicon savings account in the search bar to see what other people have done.

    To start the ball rolling and to check whether you have had any other charges on the account, you can send the S.A.R (Data protection) Letter with £10. If you already have your statements I'd send

    http://www.consumeractiongroup.co.uk...-approach.html

    Hope this helps

    Jogs

    Blackhorse Finance : Isssued court papers for £3400 and return of car, settled for £1000

    Lloyds TSB : SAR request taken all the way to Court, Damages awarded.

    Lloyds TSB PPI : FOS found in my favour, awaiting settlement figure.

    Capital ONE : Issued Court papers, refund of £635.38

    Barclaycard     : Refund of charges £456.16

    VIRGIN MEDIA : Request of charges, LBA sent

    LLoyds TSB : Refund of charges sent

    Littlewoods/NDR/Moorcroft : You have no idea
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  3. 13th May 2008 15:40 #3
    Daylight Robbery Daylight Robbery is offline
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    Default Re: Unauthorised o/draft charges

    Thank you, I'll try these.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE