Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Ryanair Card Payment Charges

    I booked three 'free' flightsicon on Ryanair yesterday, and when it came to paying by Mastercard I found that there was almost £20 (3 times £6 something) added to the bill to cover the charges Ryanair receives, for allowing customers paying by card!!! Surely there must be something I can do - how can they justify 3 charges when there is only one credit card transaction. As the 'free' fares + taxes were approx £110, £20 for paying the bill is incredibly expensive. Any suggestions???

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  2. #2
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    Default Re: Ryanair Card Payment Charges

    It's a legitimate charge for providing a service. The charges are advised before you make the payment, so yes there is something you can do - if you're not happy with the total price, don't book.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


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  3. #3
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    Default Re: Ryanair Card Payment Charges

    Thanks - of course I understand that I can stop using Ryanair. However, I was hoping that there might be something more constructive that cd be done to stop them from charging 3 times for one transaction, since they are obviously only going to be charged once by the credit card company. They aren't just covering their costs, they are plainly trying to recover the costs of the 'free' tickets.


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    Default Re: Ryanair Card Payment Charges

    The amount they are charged for processing the transaction will be linked to the total price you pay, so the more passengers, the more it will cost them. They don't have to charge you the exact amount that they are charged to process the transaction.

    There is obviously no such thing as a 'free' flighticon, it's a marketing ploy so unsurprising that they will add on additional charges elsewhere.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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    Default Re: Ryanair Card Payment Charges

    Quote Originally Posted by barracad View Post
    There is obviously no such thing as a 'free' flight, it's a marketing ploy so unsurprising that they will add on additional charges elsewhere.
    Too true! Last week I was charged 8 euros by Ryanair just to check in!

    You can see how they can afford to sell such cheap flightsicon when they charge you for literally everything else. I bet it won't be long before they charge you for having hand luggage.

    I still use them reluctantly because although I completely dislike some of their expensive catches, they are often still cheaper overall if you don't have any baggage to check in. Vendeenne -if you use a DEBIT card to book your flight, you will not be charged for the transaction. At least that was the situation last week when I flew with them.


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    Default Re: Ryanair Card Payment Charges

    Quote Originally Posted by Tom87 View Post
    if you use a DEBIT card to book your flighticon, you will not be charged for the transaction. At least that was the situation last week when I flew with them.
    Only certain types of debit cards - from memory I think Visa Electron are free but they charge you for Solo, Maestro and Visa Debit.

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.


    "Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)



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  7. #7
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    Default Re: Ryanair Card Payment Charges

    vendeenne,

    When I worked in retail, I am sure that payments by credit cards resulting in the company taking payment loseing about 3% of the transaction total which therefore means Ryanair took £110.00 from you but only receives £106.66 (approx) from your credit card payer.

    This means your £20.00 loss = 16.34 profit to Ryanair and when you realise that for each flight passenger Ryanair carries, they usually seek about £4 to £5 profit after all costs they managed yet again to do it!

    They are clever but for the likes of me in the know, several years ago Ryanair declared that within 10 years they expect not to charge customers for flightsicon! They expect to make money from ADD-ONS- such as booking in fees, luggage, etc I guess profiting from extortinate credit card fees is another way they generate income.

    Won't be long before they charge for use of toilets and oxygen usage whilst in-flight



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE