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I called my car insurance provider today to change my address and was told I would have to pay £35 for them to do this. Seems very steep. Is this standard?
Is the new address a higher risk area? That could be why you are charged more. Which insurer/broker are you with? Some companies do charge just for changing the address on the system even if there is no increase in the risk, but I doubt that would account for the full £35.
Hi Lemontwist and thanks for the response. Just to clarify this charge is purely for the change of address as they don't even tell you if it changes your premium until you have paid it, so it is purely an 'admin' charge.
I thought in the light of the bank charges debarkle that insurance companies would be all to aware of charges having to be 'fair and proportionate', so it strikes me as odd that it costs £35 to change your address on a policy.
Problem is of course if I don't pay it my insurance could be invalidated.
Yes, £35 does seem rather steep. I'm assuming you must have bought your insurance through a broker, as their amendment fees are often higher than those charged by direct insurers. Most direct insurers charge around £15 for policy amendments.
You may be better off just cancelling the policy and starting a new one somewhere else, although there will almost certainly be a cancellation charge, which you would need to take into account if you decide to move insurer.
Insurance Policy 'Admin charges'
provider today to change my address and was told I would have to pay £35 for them to do this. Seems very steep. Is this standard?
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