Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 12th May 2008 14:06 #1
    vickson vickson is offline
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    Default Bank repossessions

    As I said

    a flat in my block been repossessed, anyway rung up the number of the agent which is a well known arm of estate agents.

    Anyway the guy offerred to come round and show me the flat, to which I asked, how much is it going for, and he said "well its a repossession so it wont go for much, (the flat was bought 2 years ago for 217 000)
    So I asked "maybe 210 000?",
    and he said "no I dont think its gonna go for more than 200 to be honest, its a repossession and the bank just wants their money back,"
    I asked if it was gonna be sold at auctionicon, to which he answered No,

    anyway if I had the neighbours number I would ring them, coz shes obviously gonna be stuck with a huge shortfall, due to the fact these people couldnt care less, arent they supposed to get a fair value.
    I know for a fact that these people handle GMAC repossessions and they have been mentioned on this forum in a NR repo.

    It worries me even more.

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  2. 12th May 2008 14:08 #2
    Mmmmmmm Mmmmmmm is offline
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    Default Re: Bank repossessions

    you have good reason to be worried

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  3. 12th May 2008 14:19 #3
    OLIVE.FAMILY OLIVE.FAMILY is offline
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    Default Re: Bank repossessions

    Please dont worry vickson. You dont know the story. Maybe these people didnt know there rights. Maybe they gave in and just ran away. I know the peple on the back of mine who just left. They may have owed lot more than you and led an extravagant life. All sorts of things could have happened.
    Yes we all know reposessions sell for alot less and it is very wrong but you are going to fight this and not be one of thoses statistics.
    Keep strong
    Olivesxx

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  4. 12th May 2008 15:39 #4
    vickson vickson is offline
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    Default

    Having said that Olive.

    The flat had been vacant for 3 months, so maybe they just gave up.
    I know they had been trying to sell it though, there had been a for sale sign outside

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  5. 12th May 2008 16:30 #5
    OLIVE.FAMILY OLIVE.FAMILY is offline
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    Default Re: Bank repossessions

    See like I said maybe they just didnt know how to fight it. You do. You have made the first and most important move and that is to admit you have a problem and found some help. Trust me that is the hardest part.

    Olivesxx

    Next Directory £215 NO CCA ***WON***

    Littlewoods Visa*** WON ***

    Littlewoods evenmore£496.47 COURT CHARGES£296.84 PPI £575.52
    Littlewoods LX £0.00 COURTCHARGES £327.68
    Choices for you S.A.R owe £362.02
    Additions Direct £1400 NO CCA

    HUBBY
    Bank of Scotland Prefernce account £296
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    also owe big to
    Bank Of Scotland £10000 sending cca reqest
    British Credit Trust £6000

    Fighting For Family
    MUm,***WON ***Barclays for hardship just need to get the last little bit. Chasing LLOYDS TSB for hardship
    Bro, HBOS PPI mis selling ***WON***
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  6. 12th May 2008 16:56 #6
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    Default Re: Bank repossessions

    And most District Judges dont like GMAC you will be fine

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