Thread: Lowell Poerfolio I trying to get me to pay

Hi Simon,

If you do not know what this is for then it's up to them to prove you owe this and what it was for.

Send them this:

Dear Sir/Madam
Account no:
You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves.
I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name).
I am/we are familiar with the Office of Fair Trading debt collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.
I/we would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. In not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.
Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.
I/we would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.
I/we await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to the trading standards department and consider informing the OFT of your actions.
I/we look forward to your reply.
Yours faithfully

(Your Name) Print do not sign


And do not ever call them!!

Send each letter recoreded delviery and if they call you tell them you will only deal with them in writing




Idax

I don't think you even need to bother sending a letter of any sort, at 10 years old it is statute barred anyway.

Only if they contact you again would I write to them telling them to push off.

I must reiterate what Ida has said though - Don't Ever Phone Them