Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Credit card debt bought by DCA - who do I claim back charges from? Advice please.
I recently fell behind with payments on a credit card & was then informed the debt had been purchased absolutely by a DCA. I know that there were loads of unfair charges applied to this card so who do I submit a claim to - the original creditor (ie. CC company) or the new owners (ie. DCA).
My guess is the DCA as they have bought the whole bangshboodle including the liability for refunding the charges but I would be grateful for any advice from others with experience or knowledge please.