Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have recently asked my car finance company for a quote to pay off my finance on my car. I pay them £154 a month for 5 years, I can't afford the payments and my boyfriend has agreed to use his savings to pay off the car and then sell it and buy a cheaper one. So I have no monthly payments. I have paid off 2 years and 2 months, they quoted me £5511 but with my payments as they are I would pay £4800 if I didn't pay it off and carried on with my payments. Why are they charging me £700 more to pay it off. I will have already paid them £3000 in interest charges. Surely I can negotiate with them and get the price down. Can anyone give me some advice my car isn't even worth £5511 its worth £5000 at a push and I doubt I will get that. I really don't know what to do. Please someone help
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Car finance barclaycard loan charging me more
charges. Surely I can negotiate with them and get the price down. Can anyone give me some advice my car isn't even worth £5511 its worth £5000 at a push and I doubt I will get that. I really don't know what to do. Please someone help
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