Thread: british credit trist

looking for a template letter to reclaim charges on a loan with British Credit Trust.The loan was paid of 2 years ago but in a recent clearout I found a letter of termination which had on it Other fees [including termination fee£75 ]£475. now I know I cannot reclaim the termination fee back but would like to have a go at the remaining £400. What should I do ?
Any help please.Thanks

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Hi
You might like to try the SAR letter, here is a link to one of them http://www.consumeractiongroup.co.uk....html#post2480


Send this letter recorded at least, enclose the required Fee £10.00, from this you will be able to see what charges were levied, there may be more that the amount you are aware of.

Regards

Andy

Hi eventually sent subject access to BCT, they sent back a pile of stuff which I am going through ,what can I claim back-

charge £25 for letter sent - yes

default interest charged daily until a/c brought up to date - don't know

charge £10 for failed d/d - don't know

termination fee £75 -don't know

I know I can claim back the £25 for they charged me for letters sent out but not sure about the rest , this a/c was settled back in nov2006.

any advice thanks