Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sorry for sounding thick - but out of practice on this not been on this site since claimed back bank charges last year.
Was told yesterday by Finance advisor that the payment protection on a secured loan i have is in his words "scandalous"
And after having a quick read through this link I tend to agree with him. One of the examples in this link says about a £9000 payemnt protection fee on a £62000 loan being 15%. I took a loan out around 5 years ago for £32000 and the payment protection insurance is over £8000 (ie.. nearly 30%)
My problem is I have no idea if this was mentioned or not when i was sold it.
So two questions if anyone can help. Firstly do I have to prove that I was sold it incorrectly??
And secondly no matter how I was sold it should I still have a claim because of the extortionate amount??
Please let me know your thoughts - this website was a massive help last year.
Regards
Drew
Drew v PPI
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