Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Creation Finance/Duet Card

    Have got the ball rolling with Creation. They dutifully sent a reply to my SARicon within a week - unfortunately they only sent a set of copy statements and nothing else so another letter went off to them today reminding them that they had 40 days from my first letter to send EVERYTHING which gives them a couple more weeks to comply.

    There's only a little bit of PPIicon on this card, it's more about their totally random late fees but I'll keep this thread going on this forum for the PPI element in case anyone else is having a go at them too.

    Incidentally I haven't actually used this card for two years and it was clear of debt so I haven't had statements from them for ages but they've kindly dumped my £10 SARicon money on my account so I'm now £10 in credit and suddenly have a current statement again, just to confuse me (not hard).

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  2. #2
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    Default Re: Creation Finance/Duet Card

    It's never simple is it?

    I'm midway through the tunnel, but getting closer to the light.



    Please be aware that i am not an expert in anything!
    I may offer an opinion, but the final decision is yours.

  3. #3
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    Default Re: Creation Finance/Duet Card

    Hello freelance,

    I think this could be the general trend from some banks, SARicon ok lets send the statements that we should send every 12 months we will just ignore all the other data we hold on the subject and wait to see what happens at least we can delay things for a while longer:grin: Yours most sincerely, your bank!! PS don't forget to send us at least 10 letters restating your request for data.

    I Must be getting angry

    keep at them

    aa


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    Default Re: Creation Finance/Duet Card

    I bet you creation do not have a copy of any credit agreement either they sure did not have mine!!

    Lloyds TSB (SARS) request sent 9th June 2006
    £2191 Moneyclaim Issued 11/08/2006, Acknowleded 17th August Defence 14 Sep, AQ returned 5/10/2006.SETTLED IN FULL £2,670 26/11/2006/ Lloyds Credit Card SETTLED IN FULL £267
    MBNA SETTLED IN FULL 15/09/2006 £829
    Citicard (SARS) request sent 22nd June 2006 Moneyclaim issued 19th Sep, Defence and AQ received 5/10/2006, AQ returned 5/10/2006, part refund received 10/10/2006
    GE MONEY SETTLLED IN FULL £400
    Barclaycard Me and Mrs SARS sent 19/10/2006 settled £350
    Welcome Finance PPI 2 accounts one settled £1018 waiting on other
    GE Money PPI 1 account settled 8/5/2008 £560 2nd account SETTLED IN FULL £3,599.78p 15thAugust 2008
    Lloyds TSB PPI CC complaint sent 10/04/2008
    Black Horse PPI with FOS 20/05/2008
    HFC PPI complaint sent 22/05/2008



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE