Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    terrym71 Novitiate

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    Default About to send first letter to RBS credit card advice needed

    Hi there, i am about to send my first letter to RBSicon credit card asking for copies of defaults etc, im just worried that if i proceed with this that they will demand i pay of the full amount of my credit card and my loan with them are they able to do this?

    Showuld i open a new Bank account as well as i do Bank with them

    Thanks in advance for any help or reassurance

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  2. #2
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    Default Re: About to send first letter to RBS credit card advice needed

    Hi terrym,

    I assume you are sending an SARicon, or is it a letter before actionicon, either way it is not unreasonable for a credit card company to use any refund of charges to reduce a balance.
    Have you sent the CCA request to discover if they have an enforceable agreement.


  3. #3
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    Default Re: About to send first letter to RBS credit card advice needed

    Hi, Terrym,

    If your looking for all the infomation regarding your account, like Andy says send them a SARicon......

    http://www.ico.gov.uk/upload/documen...a_subjects.pdf

    I would very much doubt they will demand you pay of your Credit Card and Loan.

    If you need a parachute accounticon, here's the info.......

    http://www.consumeractiongroup.co.uk...parachute.html


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    Scott.

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    If in doubt, you should seek the opinion of a Qualified Professional.

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  4. #4
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    terrym71 Novitiate

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    Default Re: About to send first letter to RBS credit card advice needed

    thnaks for your help i will be posting the SARicon in the morning


  5. #5
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    Default Re: About to send first letter to RBS credit card advice needed

    Sorry to butt in on this but i see activity at this late hour.

    Is there any mod available who can edit a post by a member here (not me by the way).. it contains identifiable personal information of the member concerned (for obvious reasons i will only speak with a mod)

    thanks


  6. #6
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    Default Re: About to send first letter to RBS credit card advice needed

    If you report the post (click on the red triangle) then it will get edited, alternatively just send me a PM on this occassion with a link to the post.


  7. #7
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    Default Re: About to send first letter to RBS credit card advice needed

    thanks rory... pm'ing you



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE