Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
About to send first letter to RBS credit card advice needed
Hi there, i am about to send my first letter to RBS credit card asking for copies of defaults etc, im just worried that if i proceed with this that they will demand i pay of the full amount of my credit card and my loan with them are they able to do this?
Showuld i open a new Bank account as well as i do Bank with them
Re: About to send first letter to RBS credit card advice needed
Hi terrym,
I assume you are sending an SAR, or is it a letter before action, either way it is not unreasonable for a credit card company to use any refund of charges to reduce a balance.
Have you sent the CCA request to discover if they have an enforceable agreement.
Re: About to send first letter to RBS credit card advice needed
Sorry to butt in on this but i see activity at this late hour.
Is there any mod available who can edit a post by a member here (not me by the way).. it contains identifiable personal information of the member concerned (for obvious reasons i will only speak with a mod)