Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default HELP PLEASE to recover my goods and....

    I had a non fault accident.
    The other insurers decided my car was worth £350 and gave me 48 hours to provide proof of my car being worth more. IS THAT FAIR/LEGAL?

    They then sent a cheque for the £350 that I hadn't actually accepted.

    The courtesy car people then advised me if I did not return the car they would charge me £36 per day.

    THEN...they came and took the car with no notification. No paperwork through the door and my belongings were still in the car.

    I reported car as stolen as was weekend and could not contact car hire company to check if they had it.

    They have so far not returned my belongings and deny knowledge of a previous conversation where they said they would drop back to me.
    They are in Luton I am in London.
    Where do I stand on this legally - surely this is theft of my belongings?
    Advice please?

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  2. #2
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    Default Re: HELP PLEASE to recover my goods and....

    Once a vehicle is declared a total loss it becomes the property of the insurance company, so I don't think it would count as theft (though others on this forum are more au fait with this).
    Normally they would send a cheque out (whether you agree with it or not) and then if you disagree they would send a further cheque if they agree with your valuation. But putting a time limit on it is unfair in my opinion. I would ask them to hold the vehicle whilst you dispute acceptance. someone else will come along with more (helpful) information.



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    Default Re: HELP PLEASE to recover my goods and....

    Quote Originally Posted by Givuzagame View Post
    I had a non fault accident.
    The other insurers decided my car was worth £350 and gave me 48 hours to provide proof of my car being worth more. IS THAT FAIR/LEGAL?
    Did you go through your own insurance company for the claim?


  4. #4
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    Smile Re: HELP PLEASE to recover my goods and....

    Quote Originally Posted by gyzmo View Post
    Once a vehicle is declared a total loss it becomes the property of the insurance company, so I don't think it would count as theft (though others on this forum are more au fait with this).
    Normally they would send a cheque out (whether you agree with it or not) and then if you disagree they would send a further cheque if they agree with your valuation. But putting a time limit on it is unfair in my opinion. I would ask them to hold the vehicle whilst you dispute acceptance. someone else will come along with more (helpful) information.
    Sorry, I didn't make this clear. It was my belongings in the hire car they took!
    However they deemed to return them this morning at 6.30AM!!! They wan't the car key back but not all goods returned so holding onto them until I get all back. They have a spare key coz they took the car!


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    Default Re: HELP PLEASE to recover my goods and....

    Quote Originally Posted by Chesterexpress View Post
    Did you go through your own insurance company for the claim?
    We were both with same insurance company!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE