Thread: Help with PPI please

Originally Posted by please return my money

I have payment protection insurance with a few companies that I took out ages ago covering both sickness/disability and redundancy


I originally made a claim because I was made redundant, however these were rejected by all the companies because I was also sick/disabled.

So I had to fill in new forms and my redundancy claims were rejected because I wasnt looking for work.


Getting them to pay out and on a regular basis has been a nightmare, with certificates lost if they werent sent recorded delivery and misfiled too.
In at least one instance this has lead to a equifax blacklist for 6 years that I havent got round to dealing with.

These by the way have all now expired on the disability as they only coughed up for 1 year


I contacted the various companies as I am hoping after my operation next month I will be able to work.

They have told me I cant claim!!!!!!

I did not pay for redundancy or disability/sickness PPI I have paid for both

Can I claim disability discrimination????

Anything I can do????

It appears some of the terms and conditions have changed since I took out the policies, however it appears they omitted to inform me!!!!!


Any help greatly appreciated.

Hello and Welcome,

Sorry to hear of your troubles, I would deem that they sold you a worthless policy that you can not claim on, that is what they want. They took the money and when you needed to claim on it, you could'nt. Did they discuss your health with you

I would be writing complaints to the Financial Services Authority, Office of fair trading and trading standards about these companies.

Maybe pick through them one by one, Send a full SAR, you will find the template letter in the stickies on the ppi forum. Get the information that you need and start the reclaiming process.

Shout if you need to know anythng