Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    stoneman Novitiate

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    Default Received over £100 in refunds today

    last month i had to go out of the country for for awhile, i was in such a rush that i forgot to schedule my credit card payments. On returning I had amounted over £100 in charges!!. Thanks to this site, i phoned up all of the credit card companies today, and after reading them the info i gained here, everyone of them credited the charges back to my account, stating that it was "a goodwill gestureicon", funny that, I remember asking before, when i had forgot to pay by the due date, but was given short shrift. Thanks for all the help, and I have today fired off 4 requests for info under the Data protection act. I will keep you informed of my progress.

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    Wecome. Do keep us posted.


  3. #3
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    And pleae do post your claims in the appropritate forums.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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    The CC companies I received the charges back are not listed here, so I hope that I have done right by posting here, if not, then give me a clue as to where to post.
    I have today received the statement from Morgan Stanley, and Halifaxicon card services, because of my insistence that they refund my charges, both of them have informed me that my interesticon rate has been increased, from 15.5% to 21%, and 16.9% to 24%!!! respectively. They have not said that this is the reason, but the bank of England rate has not increased, so this is the only conclusion I can come to.


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    Please post in Other Institutions



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE