last month i had to go out of the country for for awhile, i was in such a rush that i forgot to schedule my credit card payments. On returning I had amounted over £100 in charges!!. Thanks to this site, i phoned up all of the credit card companies today, and after reading them the info i gained here, everyone of them credited the charges back to my account, stating that it was "a goodwill gesture", funny that, I remember asking before, when i had forgot to pay by the due date, but was given short shrift. Thanks for all the help, and I have today fired off 4 requests for info under the Data protection act. I will keep you informed of my progress.
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