Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I would like to claim back charges from a RBS Credit card I have held for about 10 years. Do I follow the same format as the normal Banks, IE firstly ask for a Breakdown of charges and interest in the last six years ?
and also i recently closed a different CC account with the RBS (6 months ago), can i write and ask for the same information from them ? and as I am no longer a customer, do i still have the same rights ?
yes , no problem, its the same institution therefore you can send them a dpa request letter but ask for details on both accounts, (dont forget your £10 fee )
HSBC- £4995, settled payment in full
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if you're not sure what to do?, Read the FAQ's
Unsure about what to claim, or confused about overdraft interest? Charges explanation
i phoned to ask for the address to write too and she offered the info free in the post within 2 weeks. This is ok isnt it ?
I can still continue as normal
wait until you get anything from them first and double check it to see if it tallies up with what you thought it should be, if it fine, then just send your preliminary letter and continue from there
HSBC- £4995, settled payment in full
if you found this post helpful, please click the scales (top right of post), ta
if you're not sure what to do?, Read the FAQ's
Unsure about what to claim, or confused about overdraft interest? Charges explanation
Credit Card Claim Question
Credit card I have held for about 10 years. Do I follow the same format as the normal Banks, IE firstly ask for a Breakdown of charges and interest
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