Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
they have written saying it doesnt relate to any finance agreement
I Have Recieved A Letter From The Royal Bank of Scotland, That States They Will Not Be Refunding Any Charges To Me As The Test Case Related To Bank Accounts And Not Any Form Of Finance Agreement, Even Though They Have Charged £25 A Letter And On Two Occasions For A "letter And phone call" £150.00.
We Ar In Arrears Andwrote To Them As This Will Reduce Our Arrears And This Is The Reply We Got.
Is This The Case Or Does Anyone Have An Idea Of A Letter I Could Reply With, Your Help Would Be Greatly Appreciated.
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
Re: they have written saying it doesnt relate to any finance agreement
the charges are £250 total, we got in to arrears and have made a repayment plan with them to get the arrears cleared in 5 months, they were more than happy. The letter that i sent was the request for payment off the templates liabery. Then the letter came back saying that it is nothing they will do as the test case relates top banks and is not applicable to any finance agreements.
Sorry to sound silly but i dont know what is what and if they even if they take it off the arrears it would help us emmensley.
Re: they have written saying it doesnt relate to any finance agreement
Most banks ect will send you the 'sorry your not getting anything' letter when you first approach them what you need to send now is the lba letter ......... unfortunatly these are ofline at the moment but should be back soon
saint
Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
they have written saying it doesnt relate to any finance agreement
, That States They Will Not Be Refunding Any Charges To Me As The Test Case Related To Bank Accounts And Not Any Form Of Finance Agreement, Even Though They Have Charged £25 A Letter And On Two Occasions For A "letter And phone call
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