Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am about to reclaim over limit fees from Egg - since they have decided to cancel my card - yes i am one of those card holders that they decided to cancel.
Can anyone tell what the legal amount that they can charge for overlimit fees?
They are curently charging me £16.00
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.
The OFT set the intervention threshold at £12, but £16 for Egg.
The lawful charge level was not decided by the OFT, it can only be decided by a court, and the OFT has been at pains to say the same. Egg has been at pains not to go to court. Egg will make a prescripted show of resisting a claim for refund, but will accede and refund 100% if you persist knowledgeably, i.e. send a template letter proven successful dozens of times and known to Egg by heart -- in Egg Forum stickies section.
David - V- EGG
- since they have decided to cancel my card - yes i am one of those card holders that they decided to cancel.
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