Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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    Default Re: The OFT V The Banks .... What this means for you

    Hi Saintly.

    Zoots post states that
    3. The law of penalties does not apply to overdrafticon charges because the charges are not payable on a breach of contract.
    But as the judge was only looking at current T&C's, this is only true for these T&C's, right?

    I was under the impression that the older T&Cs were very specific that this was a breach, especially Barclaysicon.

    This has been touched on in this thread:
    http://www.consumeractiongroup.co.uk...harges-20.html

    Can you, or Zoot, or another expert clarify this point?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE